A common thought among many individuals is to add one or more children or other family members to the individual’s various accounts to make the disposition of the accounts seamless at their death. While this works in theory, it can often add more complications than benefits. We note the following considerations before adding anyone to an account.

The approach of tax season brings with it the need for meticulous preparation, particularly for individuals with diverse investment portfolios and multiple income streams. At Howland Capital, our expertise lies in assisting clients to navigate this complex period with ease.

It has been dubbed the Great Wealth Transfer. The media and financial industry have been abuzz about it for quite some time, and with good reason. Over the coming years, trillions (emphasis on that t) of dollars will be passed down from one generation to another.

The hallmark of our research approach is the direct engagement with companies, a practice that affords us a granular understanding of business models, market positions, and growth trajectories.

We have always focused on providing the highest level of service through our investment, administrative, and tax advisory/prep teams, whose foremost objective is to be a dependable partner and fiduciary. We have continued building out our senior leaders' ranks to effectively manage our existing clients and prudently resource our future growth.

We take pride in recognizing and honoring the invaluable contributions of our team members. Join us in congratulating Wanda Doles on her 10-year anniversary with our firm.

Late last year, the Federal Reserve sparked investor enthusiasm for aggressive policy easing in 2024 after it signaled that rates are at their cycle peak. Since then, mixed economic data have challenged investors’ outlook for rate cuts and added to uncertainty about the path of rates this year.

Throughout the first quarter of 2024, U.S. equity investors found themselves in an ideal market environment. Numerous, positive dynamics propelled stocks higher.

Despite numerous challenges in 2023, the U.S. economy defied widespread predictions of recession. Instead, growth moderated to a still-strong 3.2% pace in the fourth quarter while inflation continued to fall towards the Fed’s 2% target.