Charitable giving has the potential to drive meaningful change, foster strong communities and generate social impact. As the world witnesses a massive generational shift in wealth, known as the "Great Wealth Transfer," this potential feels more catalytic than ever. Over the next 25 years, trillions of dollars are expected to pass into the hands of younger generations, particularly millennials and Gen Z, profoundly transforming the landscape of philanthropy.

Impersonators are using WhatsApp to pose as adviser personnel, urging clients to make financial moves like buying or selling securities. This WhatsApp scam is a fraudulent tactic designed to deceive and exploit. 

Estate planning can feel like an overwhelming task, but careful preparation offers a powerful way to ensure your legacy, plan for your loved ones, and manage tax liabilities. With 2025 well underway, it’s particularly important to focus on estate planning now, as potential changes to tax laws could have a significant impact on your plans. Whether you’re new to estate planning or revisiting your strategy, understanding the key elements is essential.

We are pleased to welcome Meredith Correia and Steven Kirk to Howland Capital.

After nearly two decades at Howland Capital, we celebrate the career and contributions of Gardner Jackson as he moves into retirement. Since joining our firm in 2005, Gardner has been an invaluable member of our team, recognized for his thoughtful approach to investment management and his dedication to serving high-net-worth individuals, professionals, and athletes.

We are delighted to announce that Howland Capital has been recognized by the Boston Business Journal as one of Massachusetts's Largest Independent Investment Advisers.* This acknowledgment highlights our steadfast dedication to delivering exceptional service to our clients.

It’s been a turbulent few weeks in the market. People are asking questions about what’s going on, and rightly so.

At its highly anticipated September meeting, the Federal Reserve opted to kick off its rate cutting cycle with a 0.50% cut. They continued this path with a 0.25% cut in December, bringing the target rate to a range of 4.25% to 4.50%.

It’s a New Year, the market just pulled an all-nighter, and the punch bowl is still half full. The stock market finished 2024 at both a celebratory and precarious spot. Investors have many reasons to cheer following the S&P 500 Index’s second year in a row of returns exceeding 20%. The last time this happened was in the late 1990s.